*APR = Annual Percentage Rate. Rates effective July 23, 2025. Rates, and terms and conditions subject to change without notice on new loans. Rates posted are estimates only and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.
The quotes above are based on a specific loan amount for the purchase of a single family primary residence.
1) 15 and 30 Year Fixed Rate loan payments are based on a loan amount of $150,000.00
2) 15 Year Choice Home Equity loan payments are based on a loan amount of $25,000.00
3) 15 and 30 Year JUMBO loan payments are based on a $806,500.00 loan amount
4) *APR (Annual Percentage Rate) effective 7/19/2024 introductory rate applicable for first twelve months following open date. After introductory period, APR is based on the Prime Rate (7.50%), or Prime Rate (7.50%) plus a margin based on underwriting & Loan To Value (LTV) and may vary with Prime Rate after account opening: Floor = 2.00% APR, Cap = 15.0% APR. Loan features 10-year draw and 15-year repayment period. Current 5.990% APR reflects best rate available based on less than 90% LTV & individual creditworthiness.
No credit union closing costs incurred for lines of credit up to $249,999 when automated value model is used for underwriting; loans using alternate valuation sources could incur closing costs up to $600 depending on property location, type and loan amount. Loans greater than $249,999 subject to standard lending practices with a closing cost between $0.00 – $4,000. City/county/state fees may apply.
Membership eligibility is required. Loan subject to approval. Equity limits and underwriting requirements vary by state. We do business in accordance to the Federal Fair Housing Law and Equal Credit Opportunity Act. NMLS#401252.
