Auto Purchase | Together Credit Union

Drive the car you want with a loan that fits you.

Traditional Auto Loans

Traditional Auto Loans

Value Plus Loans

Value Plus Loans

Electric/Hybrid Vehicles<br />

Electric/Hybrid Vehicles

We offer three flexible loan options to fit your needs whether you're looking to buy, lower your payments, or go electric. Compare the benefits below and choose the one that works best for your lifestyle.

 

Traditional Auto Loans

Own it your way, straightforward, flexible financing

Our traditional loan is a great choice if you’re planning to own your car for the long haul. Finance new or used vehicles with competitive rates and terms up to 84 months.1

Highlights:

  • Financing for new or used vehicles
  • Competitive fixed rates
  • Up to 100% financing available
  • Terms up to 84 months
  • No prepayment penalties

 

Value Plus Auto Loans

Drive more, pay less with lease-like flexibility

Like a lease, but better. Get lower monthly payments and flexible options at the end of your loan. Our Value Plus loan gives you the freedom to upgrade more often, without the restrictions of a lease. 

How it works:

  • Lower monthly payments compared to traditional loans
  • Trade in the vehicle at any time

At the end of your term, choose to:

  • Refinance the remaining balance
  • Pay it off and keep the car
  • Or turn it in and walk away

 

Electric & Hybrid Loans

Finance your EV and get up to $1,500 toward charging station support2

Whether you’re going all-electric or hybrid, we’ll help power your journey. EV loans are available with both our Traditional and Value Plus loan options.

Highlights:

  • New or used EVs qualify
  • Available with Traditional or Value Plus structure
  • Exclusive: Get up to $1,500 to help cover the cost of a home charging station
  • Local financing with fast approvals
Disclosure:

1- APR = Annual Percentage Rate. Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting. Minimum loan for 75-month term is $15,000; for 84-month term is $25,000. Term and rates on secured loans are dependent upon the age of the security and mileage on the collateral. Some restrictions may apply.

2- Bonus $1,500.00 financing offer cannot be combined with any other promotional offer or discount. Electric Vehicle (EV) offer not valid for existing loan(s) with Together Credit Union. Electric Vehicles must possess the Plug-In feature with an external charging source. This includes Electric Vehicles (EVs), Plug-in Hybrid Electric Vehicles (PHEVs). The $1,500.00 financing offer can be added to the auto loan as a cash-out or a separate, unsecured loan can be established for this cost at the same rate as the auto loan. $500.00 unsecured loan minimum applies. The promotion is not limited to financing one vehicle loan. Some restrictions may apply. Terms and conditions subject to change without notice. Federally Insured by NCUA. All loans subject to approval. Membership eligibility required.